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0SPay Inc dba Stack Sports Data Breach — Case File

IN · AG Filing: Jul 27, 2026 · Recently disclosed — legal window is open

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Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

What Happened

0SPay Inc dba Stack Sports was the subject of a data breach notification filed with the IN Attorney General. The AG filing was recorded on July 27, 2026. The breach or discovery date reported in the filing is May 8, 2026.

From the AG filing description

0SPay Inc, doing business as Stack Sports, operates as a prominent technology and payment processing provider tailored specifically to the youth and amateur sports ecosystem. The company supplies foundational infrastructure, including registration platforms, league management software, payment gateways, and membership portals, to sports leagues, governing bodies, clubs, and athletic associations across the country. Because Stack Sports sits at the intersection of recreational athletics and financial transaction processing, it routinely collects, stores, and manages massive volumes of sensitive, personally identifiable information for millions of families, coaches, and minor athletes. This vast digital repository includes not only basic contact details and account credentials, but also sensitive financial records, credit card data, bank account information, and dates of birth necessary to verify age groups and process league fees. In 2026, Stack Sports reported a significant cybersecurity incident to the Indiana Attorney General, raising urgent concerns regarding the security of its digital infrastructure and payment networks. While specific forensic details continue to emerge, data breaches affecting technology platforms and payment processors of this scale typically involve unauthorized intrusions into central databases, exploitation of vulnerable application programming interfaces (APIs), or compromises within third-party vendor integrations. Given the lucrative nature of payment portals and sports registration databases, malicious actors frequently target these platforms to exfiltrate bulk datasets, deploy ransomware, or establish covert access to financial transaction streams without immediate detection. The exposure of data originating from a sports registration and payment platform creates severe, multi-layered risks for affected individuals and their families. When data types such as full legal names, dates of birth, email addresses, billing addresses, and financial account or credit card numbers are compromised, victims face an immediate and persistent threat of financial fraud, unauthorized credit card charges, and identity theft. Furthermore, because platforms like Stack Sports frequently manage data concerning minors—who have pristine credit profiles—the compromise of a child's identifying information is uniquely insidious. Minor identity theft often goes undetected for years, severely impairing a young person's creditworthiness and financial standing long before they reach adulthood. As a commercial entity collecting and processing sensitive consumer financial data, Stack Sports is bound by stringent legal obligations under federal and state consumer protection statutes, including the Federal Trade Commission Act and applicable Indiana data security and privacy laws. These legal frameworks mandate that companies implementing payment processing and registration software maintain robust, multi-layered security measures, such as advanced encryption, rigorous vulnerability testing, secure access controls, and strict compliance with Payment Card Industry Data Security Standards (PCI-DSS). The occurrence of a data breach strongly indicates a potential failure to fulfill these foundational legal duties, suggesting that reasonable security safeguards were either neglected or improperly maintained. Receiving an official data breach notification letter from Stack Sports serves as formal, legal acknowledgment that your personal or financial information was compromised as a direct result of corporate negligence. Legally, the receipt of this notice establishes the concrete standing required to participate in class action litigation aimed at demanding accountability, compensation, and mandatory security upgrades. Under prevailing legal standards, victims are not required to prove that financial loss has already occurred to seek legal redress; the increased risk of future identity theft and the forced burden of monitoring one's financial accounts are actionable harms. Our firm evaluates these data breach claims on a strict contingency fee basis, meaning affected individuals pay zero upfront costs and owe no legal fees unless financial recovery is successfully obtained on their behalf.

Quick Facts

State Filed
IN
Date Reported to AG
Jul 27, 2026
Date of Breach
May 8, 2026
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Oct 5, 2026
Data Types Exposed
Full NameDate of BirthEmail AddressMailing AddressPayment Card InformationFinancial Account NumberRouting NumberTransaction and Registration History

Were You Affected?

You may have been affected by the 0SPay Inc dba Stack Sports data breach if:

  • You received a written data breach notification letter from 0SPay Inc dba Stack Sports
  • You are or were a customer, patient, or employee of 0SPay Inc dba Stack Sports
  • Your information was held by 0SPay Inc dba Stack Sports in IN
  • Your bank or payment card data was potentially exposed

Rights Under the Law

Common categories of compensation in data breach class actions

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.

Applicable State Law

This breach was reported under the Indiana data breach notification law, which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against 0SPay Inc dba Stack Sports?

No. Under Indiana data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is there a deadline to file a claim?

State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.

What if 0SPay Inc dba Stack Sports offered me free credit monitoring after the breach?

Accepting free credit monitoring from 0SPay Inc dba Stack Sports does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by 0SPay Inc dba Stack Sports during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

How long does a data breach class action lawsuit take?

Most data breach class actions resolve within 18 to 36 months, though timelines vary by court and complexity. Your participation requires minimal effort — typically completing a claim form. Our office handles all litigation; you are notified when a settlement is reached.

Filing Window Open

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This case file references a public filing made with the state filing in IN. This website is not affiliated with, endorsed by, or operated by any state government agency.

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