Reported to the TX Attorney General on July 17, 2025.
TX residents may qualify for compensation. Free attorney review — no obligation, no upfront cost.
Check My Rights →American Consumer Credit Counseling, Inc. (“ACCC”) was responsible for safeguarding the personal data of its customers and employees. According to a TX state filing, American Consumer Credit Counseling, Inc. (“ACCC”) experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.
Point-of-sale systems and e-commerce platforms are frequent targets because they aggregate payment data from large numbers of transactions in centralized databases. The American Consumer Credit Counseling, Inc. (“ACCC”) breach suggests that customer payment and identity data was inadequately protected. Under the Texas Identity Theft Enforcement and Protection Act, affected customers are entitled to notice and may pursue compensation for resulting harm.
This filing does not specify data types. Based on American Consumer Credit Counseling, Inc. (“ACCC”)'s industry, the following risks are commonly associated with similar breaches:
Stolen card numbers are sold on dark web markets within hours of a breach and can be used for online purchases or cloned physical cards.
Your email being connected to this breach makes you a high-value phishing target. Watch for impersonation attempts referencing the company or the breach.
Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Under the Texas Identity Theft Enforcement and Protection Act, you may have a legal claim against American Consumer Credit Counseling, Inc. (“ACCC”) if any of the following apply:
Applicable law: This breach was reported under the Texas Identity Theft Enforcement and Protection Act, which establishes your right to seek damages from American Consumer Credit Counseling, Inc. (“ACCC”).
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from American Consumer Credit Counseling, Inc. (“ACCC”) does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by American Consumer Credit Counseling, Inc. (“ACCC”) during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Most data breach class actions resolve within 18 to 36 months, though timelines vary by court and complexity. Your participation requires minimal effort — typically completing a claim form. Our office handles all litigation; you are notified when a settlement is reached.
Received a notification letter from American Consumer Credit Counseling, Inc. (“ACCC”)?
Read our dedicated guide — what the letter means and exactly what to do.
If you were affected by the American Consumer Credit Counseling, Inc. (“ACCC”) data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.
Source: State Attorney General filing, TX
View Official AG Filing →American Consumer Credit Counseling, Inc. (“ACCC”) breach?
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