TX · AG Filing: Apr 3, 2025
No cost. No obligation. If your data was exposed by American National Bank & Trust, you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
American National Bank & Trust was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on April 3, 2025. The breach or discovery date reported in the filing is February 3, 2025.
From the AG filing description
American National Bank & Trust serves as a trusted financial institution, providing retail banking, commercial lending, wealth management, and fiduciary services to individuals and businesses across its operating footprint. Because financial institutions occupy a central role in the economic lives of their customers, American National Bank & Trust routinely collects, processes, and maintains an immense volume of highly sensitive personal and financial data. This includes not only everyday transactional records and account credentials, but also foundational identity documents required for regulatory compliance, credit underwriting, and asset protection. The sheer concentration of valuable consumer data makes such institutions prime targets for malicious actors seeking to monetize stolen information through fraud, extortion, or identity theft. In 2025, American National Bank & Trust reported a significant data security incident to the Texas Attorney General, alerting account holders and regulatory authorities to a compromise of its digital environment. While the exact vector of the attack continues to be evaluated, cybersecurity incidents impacting financial institutions frequently stem from unauthorized network intrusions, sophisticated malware or ransomware deployments, or vulnerabilities within third-party vendor ecosystems. These types of breaches often bypass perimeter defenses by exploiting administrative privileges or legacy software vulnerabilities, granting cybercriminals undetected access to internal servers where sensitive banking and customer records are stored. The exposure resulting from this security failure places affected individuals at severe, immediate risk of financial and identity-related harm. The data typically compromised in a breach of a financial institution includes full names, Social Security numbers, dates of birth, financial account numbers, routing numbers, and login credentials. When malicious actors obtain Social Security numbers paired with financial account and routing details, the potential for unauthorized wire transfers, fraudulent loan applications, and complete financial account takeover escalates dramatically. Furthermore, exposure of foundational identity markers enables cybercriminals to open fraudulent lines of credit in victims' names, causing lasting damage to credit scores and requiring extensive remediation efforts. Under federal and state law, financial institutions like American National Bank & Trust are subject to stringent legal obligations regarding the safeguarding of consumer data. The Gramm-Leach-Bliley Act (GLBA), alongside applicable state privacy and security statutes, mandates that financial entities implement robust administrative, technical, and physical safeguards to protect non-public personal information. When a breach of this magnitude occurs, it often serves as prima facie evidence that the institution failed to maintain reasonable security measures—such as multi-factor authentication, robust network monitoring, or timely patching protocols—thereby breaching its legal duty to its customers and violating statutory mandates. Receiving a data breach notification letter from American National Bank & Trust is a formal acknowledgment that your private financial information was compromised as a direct result of corporate security deficiencies. Legally, the receipt of this notice establishes the concrete injury and standing necessary to participate in a class action lawsuit aimed at holding the institution accountable. Importantly, affected individuals do not need to prove that fraudulent charges have already occurred on their accounts to seek legal redress; the increased risk of future identity theft and the costs associated with credit monitoring are recognized harms. Our firm is investigating potential legal claims on behalf of all impacted account holders on a contingency fee basis, meaning there are no upfront costs or out-of-pocket expenses unless a recovery is successfully obtained.
You may have been affected by the American National Bank & Trust data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the Texas Identity Theft Enforcement and Protection Act, which mandates notification and establishes your right to seek damages.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from American National Bank & Trust does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by American National Bank & Trust during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
Join the Class Action →Use our verification tool to confirm your letter matches this official AG filing.
Verify My Notice LetterThis case file references a public filing made with the state filing in TX. This website is not affiliated with, endorsed by, or operated by any state government agency.
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