TX · AG Filing: Jan 16, 2025
No cost. No obligation. If your data was exposed by American National Bank & Trust, you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Phone numbers exposed in breaches are used for SIM swapping attacks — hijacking your number to bypass two-factor authentication on financial accounts.
American National Bank & Trust was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on January 16, 2025. The breach or discovery date reported in the filing is September 18, 2024.
From the AG filing description
American National Bank & Trust serves as a foundational financial institution within its operating communities, providing comprehensive banking, wealth management, and lending services to individuals, families, and commercial enterprises. Because of the vital role it plays in managing personal wealth and executing daily commerce, the institution maintains custody of vast quantities of highly sensitive consumer information. Customers entrust the bank with their most critical financial identifiers, transactional records, and private personal data in order to facilitate checking and savings accounts, mortgage originations, commercial loans, and estate planning services. In 2025, American National Bank & Trust formally reported a security incident to the Texas Attorney General, indicating unauthorized access to its network environment or digital infrastructure. While specific technical forensics continue to be evaluated, incidents affecting financial institutions typically involve sophisticated cyberattacks, such as unauthorized intrusions into core database systems, credential harvesting, or vulnerabilities exploited within third-party vendor software utilized for banking operations. In the financial sector, threat actors aggressively target infrastructure with the explicit goal of extracting high-value customer records that can be monetized on underground digital markets or leveraged for immediate financial exploitation. The exposure resulting from a breach of this magnitude typically compromises a dangerous combination of personally identifiable information and core financial data, including full names, Social Security numbers, dates of birth, bank account numbers, routing numbers, and transactional histories. When cybercriminals acquire Social Security numbers coupled with banking details, victims face an immediate and severe risk of financial account takeover, unauthorized wire transfers, fraudulent credit card applications, and ongoing identity theft. Unlike single-incident breaches, financial data compromises often create multi-layered vulnerabilities, requiring victims to monitor their credit profiles and financial accounts for years to mitigate the fallout of persistent fraud. As a regulated financial institution, American National Bank & Trust was bound by stringent legal obligations under federal and state statutes, including the Gramm-Leach-Bliley Act (GLBA) and applicable Texas data privacy regulations, to maintain robust administrative, physical, and technical safeguards. These legal frameworks mandate the implementation of continuous network monitoring, secure encryption protocols, multi-factor authentication, and rigorous vendor risk management to prevent unauthorized access to sensitive consumer records. The occurrence of a successful data breach strongly indicates a potential failure to maintain these required security standards, raising significant questions regarding the adequacy of the institution's cybersecurity posture and its adherence to industry-standard protection measures. Receiving a data breach notification letter from American National Bank & Trust is a formal acknowledgment that your private financial information was compromised due to corporate security failures, and it establishes the legal standing necessary to participate in a class action lawsuit. Affected individuals should understand that they do not need to prove direct financial loss or identity theft to seek legal recourse and hold the institution accountable for failing to safeguard their data. Our firm is investigating potential claims on a contingency fee basis, meaning there is never any out-of-pocket cost or financial risk to affected class members unless a recovery is successfully obtained. As a prominent financial institution entrusted with substantial capital and consumer assets, the scale and impact of this breach reverberate throughout the banking sector, underscoring the critical necessity for rigorous institutional accountability. When organizations of this stature fail to secure their digital perimeters, the consequences extend far beyond immediate administrative inconvenience, threatening the financial security and privacy of thousands of consumers. Through class action litigation, affected customers can demand institutional reform, enhanced security protocols, and appropriate compensation for the risks and burdens imposed upon them.
You may have been affected by the American National Bank & Trust data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the Texas Identity Theft Enforcement and Protection Act, which mandates notification and establishes your right to seek damages.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from American National Bank & Trust does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by American National Bank & Trust during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
Join the Class Action →Use our verification tool to confirm your letter matches this official AG filing.
Verify My Notice LetterThis case file references a public filing made with the state filing in TX. This website is not affiliated with, endorsed by, or operated by any state government agency.
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