Reported to the MA Attorney General on December 11, 2025.
MA residents may qualify for compensation. Free attorney review — no obligation, no upfront cost.
Check My Rights →Charles Pratt & Co. LLC was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, Charles Pratt & Co. LLC experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. This case remains active and individuals are still being identified.
Charles Pratt & Co. LLC was required under the Massachusetts Data Security Law (201 CMR 17.00) to implement reasonable security measures to protect the personal information it collected. When those measures fail and personal data is exposed to unauthorized parties, the law provides remedies for affected individuals — regardless of whether those individuals have yet experienced fraud or identity theft as a direct result.
Charles Pratt & Co. LLC appears to be a financial institution or wealth management firm, given its traditional naming structure associated with private banking and asset management. In the normal course of business, such financial entities typically collect and store sensitive personal and financial data, including client names, Social Security numbers, account numbers, dates of birth, and detailed financial account information. This data security incident was officially reported to the Massachusetts Attorney General in 2025. Individuals whose information may have been compromised should have received a formal data breach notification letter in the mail detailing the event. If you received such a letter, it means your personal or financial records were among those potentially exposed, and you should carefully review the guidance provided to protect your assets.
Based on the data types reported in this filing, affected individuals face the following specific risks:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Under the Massachusetts Data Security Law (201 CMR 17.00), you may have a legal claim against Charles Pratt & Co. LLC if any of the following apply:
Applicable law: This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which establishes your right to seek damages from Charles Pratt & Co. LLC.
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from Charles Pratt & Co. LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Charles Pratt & Co. LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Received a notification letter from Charles Pratt & Co. LLC?
Read our dedicated guide — what the letter means and exactly what to do.
If you were affected by the Charles Pratt & Co. LLC data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.
Source: State Attorney General filing, MA
View Official AG Filing →Charles Pratt & Co. LLC breach?
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