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Churchill Claims Services, Inc. Data Breach — Case File

NH · AG Filing: Apr 27, 2026

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Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

About This Security Incident

Churchill Claims Services, Inc. was the subject of a data breach notification filed with the NH Attorney General. The AG filing was recorded on April 27, 2026.

From the AG filing description

Churchill Claims Services, Inc. operates within the property and casualty insurance and claims management sector, serving as a third-party administrator and adjustment provider for insurance carriers, self-insured corporations, and municipal entities. In the ordinary course of business, Churchill processes a vast volume of deeply sensitive information, including complex accident reports, medical billing records, wage documentation, police reports, and detailed personal injury claims files. Because of their central role in evaluating and resolving claims, they maintain comprehensive dossiers on claimants, policyholders, and third parties, making them a high-value repository for cybercriminals seeking lucrative targets. In 2026, Churchill Claims Services, Inc. reported a significant cybersecurity incident to the New Hampshire Attorney General's office, alerting consumers and regulators to a compromise of its network infrastructure. While specific technical forensics continue to emerge, incidents impacting insurance and claims management providers typically involve sophisticated ransomware deployments, credential harvesting attacks, or unauthorized intrusions into centralized databases where historical and active claims files are stored. These breaches often exploit vulnerabilities in legacy enterprise software or third-party vendor access points, allowing unauthorized actors to dwell within systems undetected and exfiltrate massive volumes of confidential data. The exposure resulting from a claims management breach is uniquely severe because insurance files consolidate multiple vectors of personal vulnerability. Compromised data sets frequently include full legal names, Social Security numbers, dates of birth, driver's license numbers, banking details used for claim payouts, and extensive medical or employment histories. When Social Security numbers and detailed personal backgrounds are exposed alongside specific claim details, victims face an elevated, long-term risk of targeted identity theft, fraudulent credit applications, synthetic identity creation, and medical identity fraud where cybercriminals utilize compromised identities to obtain healthcare services or file fraudulent insurance claims. As an enterprise handling sensitive personal and financial data, Churchill Claims Services, Inc. was bound by stringent legal and regulatory obligations to secure its network environment. Under state consumer protection statutes, the Gramm-Leach-Bliley Act where applicable, and general common law standards of care, the company had a clear duty to implement robust administrative, physical, and technical safeguards, including multi-factor authentication, network segmentation, and regular vulnerability assessments. The occurrence of a widespread data breach strongly indicates a potential failure to maintain these required security standards, leaving confidential consumer files vulnerable to foreseeable cyber threats. Receiving a data breach notification letter from Churchill Claims Services, Inc. is a formal acknowledgment that your private information was compromised due to inadequate security measures, and it establishes the legal standing necessary to participate in a class action lawsuit. Affected individuals do not need to wait until they experience actual financial loss or identity theft to take legal action; the increased risk of future harm and the loss of privacy alone are sufficient grounds to seek accountability. Our firm is currently investigating potential claims on a contingency fee basis, meaning there is never any out-of-pocket cost to you, and we collect no fees unless we successfully recover compensation on your behalf.

Quick Facts

State Filed
NH
Date Reported to AG
Apr 27, 2026
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Oct 5, 2026
Data Types Exposed
Full NameSocial Security NumberDate of BirthDriver's License NumberPolicy and Claim NumberFinancial Account and Routing DetailsMedical and Treatment RecordsEmployment and Wage Information

Who Was Impacted?

You may have been affected by the Churchill Claims Services, Inc. data breach if:

  • You received a written data breach notification letter from Churchill Claims Services, Inc.
  • You are or were a customer, patient, or employee of Churchill Claims Services, Inc.
  • Your information was held by Churchill Claims Services, Inc. in NH
  • Your bank or payment card data was potentially exposed
  • Your protected health information was stored in the compromised system

What the Law Gives You

Common categories of compensation in data breach class actions

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

HIPAA Statutory Damages

HIPAA violations carry civil penalties between $100 and $50,000 per violation. Where a healthcare organization's negligence led to the exposure of protected health information, class members may recover statutory damages in addition to actual losses.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.

Applicable State Law

This breach was reported under the New Hampshire data breach notification law, which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Churchill Claims Services, Inc.?

No. Under New Hampshire data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

Does HIPAA give me additional rights in the Churchill Claims Services, Inc. breach?

If Churchill Claims Services, Inc. is a covered healthcare entity or business associate under HIPAA, affected patients have additional rights — including the right to an HHS complaint. These HIPAA violations also strengthen civil damages claims. Consult an attorney to understand your full remedies.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is there a deadline to file a claim?

State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.

What if Churchill Claims Services, Inc. offered me free credit monitoring after the breach?

Accepting free credit monitoring from Churchill Claims Services, Inc. does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Filing Window Open

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This case file references a public filing made with the state filing in NH. This website is not affiliated with, endorsed by, or operated by any state government agency.

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