Reported to the NH Attorney General on September 22, 2025.
NH residents may qualify for compensation. Free attorney review — no obligation, no upfront cost.
Check My Rights →Financial institutions like Commonwealth Trust Company are prime targets because of the direct access their records provide to victims' assets. According to a NH state filing, Commonwealth Trust Company experienced a data security incident affecting an undisclosed number of individuals, exposing Social Security Numbers and financial account data. Legal proceedings relating to this breach are ongoing.
The financial services industry is subject to some of the most stringent data protection requirements in the country, including state-level breach notification laws and federal standards under the Gramm-Leach-Bliley Act. Despite these requirements, Commonwealth Trust Company experienced a breach that exposed sensitive customer data. Affected customers have grounds to seek accountability under both New Hampshire data breach notification law and applicable federal statutes.
This filing does not specify data types. Based on Commonwealth Trust Company's industry, the following risks are commonly associated with similar breaches:
Exposed bank and card information allows direct account draining, unauthorized purchases, and fraudulent wire transfers. Act immediately if you notice unfamiliar charges.
Exposed Social Security Numbers can be used to open fraudulent credit accounts, file false tax returns, and commit federal benefits fraud — often for years before detection.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.
Your email being connected to this breach makes you a high-value phishing target. Watch for impersonation attempts referencing the company or the breach.
Under the New Hampshire data breach notification law, you may have a legal claim against Commonwealth Trust Company if any of the following apply:
Applicable law: This breach was reported under the New Hampshire data breach notification law, which establishes your right to seek damages from Commonwealth Trust Company.
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
No. Under New Hampshire data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from Commonwealth Trust Company does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Commonwealth Trust Company during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Received a notification letter from Commonwealth Trust Company?
Read our dedicated guide — what the letter means and exactly what to do.
If you were affected by the Commonwealth Trust Company data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.
Source: State Attorney General filing, NH
View Official AG Filing →Commonwealth Trust Company breach?
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