CA · AG Filing: Jan 21, 2026
No cost. No obligation. If your data was exposed by Diversified Benefit Services Insurance Marketing, Inc., you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Phone numbers exposed in breaches are used for SIM swapping attacks — hijacking your number to bypass two-factor authentication on financial accounts.
Diversified Benefit Services Insurance Marketing, Inc. was the subject of a data breach notification filed with the CA Attorney General. The AG filing was recorded on January 21, 2026. The breach or discovery date reported in the filing is August 7, 2025.
From the AG filing description
Diversified Benefit Services Insurance Marketing, Inc. operates within the highly regulated insurance and financial services sector, serving as an intermediary and administrator for various employee benefits, health plans, and insurance policies. Because of its core business functions, the company routinely collects, processes, and stores an extensive volume of highly sensitive personal and financial data. This information typically includes comprehensive client profiles, demographic details, Social Security numbers, banking and direct deposit information, and detailed insurance policy records. The handling of these sensitive assets is essential for managing claims, enrolling participants, and processing premium payments, making the organization a central repository for confidential consumer and employee information. In 2026, Diversified Benefit Services Insurance Marketing, Inc. reported a significant data security incident to the California Attorney General. While the precise mechanics of the breach continue to be scrutinized, incidents affecting insurance marketing and benefit administration firms typically involve unauthorized network intrusions, compromised employee credentials, or vulnerabilities within third-party vendor systems utilized for data processing and storage. Cybercriminals frequently target organizations in the insurance sector specifically because these entities bridge employers, insurance carriers, and individual consumers, creating a centralized target rich with high-value personally identifiable information. The exposure resulting from this breach compromises several categories of sensitive data, each presenting distinct and severe risks to affected individuals. The compromise of Social Security numbers, full names, dates of birth, and home addresses creates an immediate and long-term danger of identity theft and fraudulent credit applications. Furthermore, because the company handles insurance policy and financial details, victims face substantial risks of insurance fraud, unauthorized benefit modifications, and financial account takeover. When malicious actors obtain this combination of data, they can intercept insurance payouts, redirect financial distributions, or utilize the information to execute sophisticated spear-phishing and social engineering schemes against the victims. As a financial and insurance services entity handling consumer data, Diversified Benefit Services Insurance Marketing, Inc. was bound by stringent legal obligations to maintain robust cybersecurity measures. Under applicable state data protection statutes, the Gramm-Leach-Bliley Act (GLBA) where applicable, and general common-law duties of care, the company had an affirmative obligation to implement administrative, technical, and physical safeguards to protect sensitive records from unauthorized access. The occurrence of a data breach of this magnitude strongly indicates potential failures in maintaining adequate network security protocols, failing to encrypt sensitive files, or neglecting to properly vet third-party access points, all of which constitute a departure from industry-standard data stewardship. Receiving a data breach notification letter from Diversified Benefit Services Insurance Marketing, Inc. serves as official acknowledgment that your private information was compromised due to corporate negligence. Legally, the receipt of this notice establishes the concrete injury and standing necessary to participate in a class action lawsuit aimed at holding the company accountable. Affected individuals do not need to wait until they experience actual financial loss or identity theft to seek legal recourse; the increased risk of future harm alone provides a valid basis for claims. Our firm is investigating potential class action litigation on a contingency fee basis, meaning affected consumers and policyholders pay nothing out of pocket, and attorneys' fees are recovered only if a successful resolution is achieved.
You may have been affected by the Diversified Benefit Services Insurance Marketing, Inc. data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the California Consumer Privacy Act (CCPA), which mandates notification and establishes your right to seek damages.
No. Under California Consumer Privacy Act (CCPA) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from Diversified Benefit Services Insurance Marketing, Inc. does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Diversified Benefit Services Insurance Marketing, Inc. during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
Join the Class Action →Use our verification tool to confirm your letter matches this official AG filing.
Verify My Notice LetterThis case file references a public filing made with the state filing in CA. This website is not affiliated with, endorsed by, or operated by any state government agency.
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