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Excel Academy Charter School Data Breach — Case File

MA · AG Filing: Sep 19, 2025

No cost. No obligation. If your data was exposed by Excel Academy Charter School, you may be entitled to financial compensation.

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Check Your Eligibility

You may have been affected by the Excel Academy Charter School data breach if:

  • You received a written data breach notification letter from Excel Academy Charter School
  • You are or were a customer, patient, or employee of Excel Academy Charter School
  • Your information was held by Excel Academy Charter School in MA
  • Your bank or payment card data was potentially exposed

How the Breach Occurred

Excel Academy Charter School was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, Excel Academy Charter School experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.

Student data is protected by both the Family Educational Rights and Privacy Act (FERPA) and the applicable Massachusetts Data Security Law (201 CMR 17.00). A breach at an educational institution carries specific compliance obligations, and affected individuals — including parents of minor students — may have grounds for legal action if FERPA and state law protections were not honored.

Excel Academy Charter School appears to be an educational institution responsible for managing the personal and academic records of its students, families, and staff members. In the course of its operations, the school typically collects and stores sensitive information such as full names, dates of birth, student identification numbers, home addresses, parent or guardian contact details, and potentially financial aid or employment records. Official records indicate that a data breach affecting the institution was reported to the Massachusetts Attorney General in 2025. If you received a data breach notification letter in the mail, it means your personal information was involved in this security incident. This page is designed to help you understand what data may have been exposed and what steps you can take to protect your identity.

Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Quick Facts

State Filed
MA
Date Reported to AG
Sep 19, 2025
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameDate of BirthStudent IDAddressParent or Guardian InformationSocial Security NumberFinancial Aid InformationContact Information

Rights Under the Law

Common categories of compensation in data breach class actions

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

Applicable State Law

This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Excel Academy Charter School?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if Excel Academy Charter School offered me free credit monitoring after the breach?

Accepting free credit monitoring from Excel Academy Charter School does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Excel Academy Charter School during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Excel Academy Charter School?

Read our dedicated guide — what the letter means and what to do.

Read Letter Guide →
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This case file references a public filing made with the state filing in MA. This website is not affiliated with, endorsed by, or operated by any state government agency.

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