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Verify My Notice LetterThis case file references a public filing made with the state filing in CA. This website is not affiliated with, endorsed by, or operated by any state government agency.
Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. was the subject of a data breach notification filed with the CA Attorney General. The AG filing was recorded on February 23, 2026. The breach or discovery date reported in the filing is January 28, 2026.
From the AG filing description
Figure Technology Solutions, Inc., operating on behalf of subsidiaries including Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation, occupies a prominent position at the intersection of modern financial technology, digital lending, blockchain-enabled asset management, and automated payment processing. As a specialized fintech enterprise, the company handles massive volumes of high-value, highly sensitive consumer data, including digital mortgage applications, home equity lines of credit (HELOCs), consumer credit evaluations, investment portfolios, and transactional payment logs. Because their platforms rely heavily on cloud-based architectures, APIs, and automated underwriting engines to streamline financial transactions, Figure Technology Solutions maintains continuous custody of foundational identity records and intricate banking details for countless consumers nationwide. In 2026, a significant security incident affecting Figure Technology Solutions, Inc. and its operating entities was formally reported to the California Attorney General, signaling a critical breakdown in data security protocols. While the exact vector remains subject to ongoing digital forensics, security incidents within fintech platforms of this scale typically involve unauthorized access to centralized data repositories, sophisticated credential-harvesting attacks, or vulnerabilities within third-party vendor integrations and software supply chains. Because fintech companies aggregate data across multiple lending and payment verticals, a single point of failure can expose interconnected database systems, allowing unauthorized actors to bypass perimeter defenses and compromise sensitive consumer files. The exposure resulting from the 2026 incident threatens individuals with severe, multi-faceted financial harms. The compromised data typically includes full legal names, Social Security numbers, dates of birth, bank routing and financial account numbers, credit score information, and detailed transaction histories. When malicious actors obtain this combination of primary identifiers and banking credentials, victims face immediate risks of unauthorized account takeovers, fraudulent loan applications opened in their names, tax fraud, and draining of linked depository accounts. Furthermore, because financial account details and credit histories cannot be easily reset like a password, affected individuals are forced into a multi-year posture of heightened vigilance, monitoring credit reports, and placing freezes on their financial profiles. As a financial institution and digital lending provider, Figure Technology Solutions, Inc., Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation were bound by stringent legal and regulatory obligations to safeguard consumer data under state statutes, the Gramm-Leach-Bliley Act (GLBA), and Section 5 of the Federal Trade Commission Act. These frameworks mandate the implementation of robust administrative, technical, and physical safeguards—including multi-factor authentication, rigorous network segmentation, continuous vulnerability monitoring, and strict vendor risk management. The occurrence of a data breach of this magnitude serves as a strong indicator that the company may have failed to maintain adequate security controls, leaving critical vulnerabilities unaddressed and violating statutory duties owed to its customers. Receiving an official data breach notification letter from Figure Technology Solutions or its operating subsidiaries is a formal acknowledgment that your private financial information was compromised due to corporate security failures. Legally, the receipt of this notice establishes the concrete standing required to participate in class action litigation aimed at holding the company accountable for negligence and breach of privacy. Importantly, under modern consumer protection jurisprudence, affected individuals do not need to prove that they have already suffered actual financial theft or out-of-pocket losses to seek legal relief; the increased risk of future identity theft and the costs associated with mitigating that risk are recognized legal harms. Our firm investigates and litigates data breach cases on a strict contingency fee basis, ensuring that affected consumers pay absolutely nothing out of pocket and owe no legal fees unless we successfully recover compensation on their behalf.
Under the California Consumer Privacy Act (CCPA), you may have a legal claim against Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. if any of the following apply:
Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Common categories of compensation in data breach class actions
Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.
Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.
Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under California Consumer Privacy Act (CCPA) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Applicable State Law
This breach was reported under the California Consumer Privacy Act (CCPA), which mandates notification and establishes your right to seek damages.
Figure Technology Solutions, Inc. on behalf of Figure Lending LLC, Figure Markets Credit LLC, and Figure Payments Corporation. breach?
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