OR · AG Filing: Aug 27, 2026 · Recently disclosed — legal window is open
No cost. No obligation. If your data was exposed by Integrated Specialty Coverages, LLC (“ISC”), you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Phone numbers exposed in breaches are used for SIM swapping attacks — hijacking your number to bypass two-factor authentication on financial accounts.
Integrated Specialty Coverages, LLC (“ISC”) was the subject of a data breach notification filed with the OR Attorney General. The AG filing was recorded on August 27, 2026. The breach or discovery date reported in the filing is June 8, 2026.
From the AG filing description
Integrated Specialty Coverages, LLC ("ISC") operates as a prominent managing general agent and insurance technology firm, specializing in underwriting, commercial insurance programs, and specialty risk solutions across niche markets. Because of its central role in binding policies, processing complex commercial claims, and managing underwriting portfolios, ISC collects and retains a massive volume of highly sensitive personal and financial data. This includes detailed policyholder records, commercial application details, proprietary business data, and sensitive personally identifiable information (PII) of individuals tied to specialized insurance lines. The nature of its operations requires seamless digital integration with brokers, carriers, and insureds, creating an extensive digital footprint that stores substantial troves of confidential consumer and corporate data. In 2026, Integrated Specialty Coverages, LLC ("ISC") reported a significant data security incident to the Oregon Attorney General. While exact forensic details of a breach affecting an insurtech and specialized underwriting platform typically involve sophisticated cyberattacks—such as unauthorized access to cloud-backed policy administration databases, third-party software vulnerabilities, or ransomware deployment—such incidents underscore the severe vulnerabilities inherent in modern insurance technology infrastructures. Insurtech platforms are prime targets for malicious actors seeking to exploit interconnected networks and extract high-value portfolios of financial and identity-related documentation. The breach exposed a wide array of sensitive data categories, each presenting distinct and severe risks to affected individuals. Compromised information frequently includes full names, dates of birth, Social Security numbers, banking and payment details, and comprehensive insurance policy and claims histories. When cybercriminals obtain Social Security numbers and financial account details, victims face an immediate and lifelong risk of identity theft, fraudulent credit applications, unauthorized bank withdrawals, and tax fraud. Furthermore, exposure of detailed insurance and underwriting records provides malicious actors with the precise data needed to execute targeted spear-phishing campaigns and sophisticated financial scams. As a commercial entity handling sensitive consumer and corporate data, Integrated Specialty Coverages, LLC ("ISC") was bound by strict legal obligations to implement and maintain robust administrative, technical, and physical safeguards. Under state consumer protection statutes, the Federal Trade Commission Act, and applicable industry standards, ISC had a legal duty to encrypt sensitive files, monitor network traffic for suspicious activity, and secure its third-party vendor integrations. The occurrence of a data breach compromising sensitive PII strongly indicates a potential failure of these foundational cybersecurity protocols, suggesting that reasonable security measures were either neglected or improperly maintained. Receiving a data breach notification letter from Integrated Specialty Coverages, LLC ("ISC") serves as formal legal acknowledgment that your private information was compromised due to corporate security failures. Legally, this notification establishes the necessary standing to participate in a class action lawsuit aimed at holding ISC accountable for its negligence. Crucially, affected individuals do not need to prove that they have already suffered actual financial loss or identity theft to seek justice; the increased risk of future harm and the cost of mitigation are sufficient grounds for legal action. Our firm investigates these matters on a contingency fee basis, meaning you pay nothing out of pocket and owe no legal fees unless we successfully recover compensation on your behalf.
You may have been affected by the Integrated Specialty Coverages, LLC (“ISC”) data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the Oregon Consumer Information Protection Act, which mandates notification and establishes your right to seek damages.
No. Under Oregon Consumer Information Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from Integrated Specialty Coverages, LLC (“ISC”) does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Integrated Specialty Coverages, LLC (“ISC”) during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
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