Reported to the MA Attorney General on July 22, 2025.
MA residents may qualify for compensation. Free attorney review — no obligation, no upfront cost.
Check My Rights →Financial institutions like Lincoln Financial are prime targets because of the direct access their records provide to victims' assets. According to a MA state filing, Lincoln Financial experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.
The financial services industry is subject to some of the most stringent data protection requirements in the country, including state-level breach notification laws and federal standards under the Gramm-Leach-Bliley Act. Despite these requirements, Lincoln Financial experienced a breach that exposed sensitive customer data. Affected customers have grounds to seek accountability under both Massachusetts Data Security Law (201 CMR 17.00) and applicable federal statutes.
Lincoln Financial appears to be a financial services and insurance company, based on their corporate name. Organizations in this sector typically collect and store sensitive consumer information, including Social Security numbers, dates of birth, financial account details, and insurance policy numbers. In 2025, Lincoln Financial officially reported a data breach to the Massachusetts Attorney General. If you received a data breach notification letter from the company, it means your personal information may have been compromised during this security incident. Reviewing the letter can help you understand the specific details of the event and the protective steps being offered.
Based on the data types reported in this filing, affected individuals face the following specific risks:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.
Under the Massachusetts Data Security Law (201 CMR 17.00), you may have a legal claim against Lincoln Financial if any of the following apply:
Applicable law: This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which establishes your right to seek damages from Lincoln Financial.
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from Lincoln Financial does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Lincoln Financial during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Received a notification letter from Lincoln Financial?
Read our dedicated guide — what the letter means and exactly what to do.
If you were affected by the Lincoln Financial data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.
Source: State Attorney General filing, MA
View Official AG Filing →Lincoln Financial breach?
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