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Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated Data Breach — Official Case File

MA filing|Reported Jun 12, 2026|8 data types exposed

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Quick Facts

State Filed
MA
Date Reported to AG
Jun 12, 2026
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameSocial Security NumberAccount NumberDate of BirthFinancial Account InformationRouting NumberAddressContact Information

What Happened

Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated was the subject of a data breach notification filed with the MA Attorney General. The AG filing was recorded on June 12, 2026.

From the AG filing description

Lincoln Savings Bank, Nbkc Bank, and Acorns Grow Incorporated operate as financial institutions and financial technology companies specializing in banking, savings, and investment services. Because of the nature of their business, they typically collect and store sensitive consumer information, including names, Social Security numbers, financial account numbers, and routing numbers, alongside traditional contact details. In 2026, an official data breach notification was submitted to the Massachusetts Attorney General regarding a security incident involving these entities. If you received a data breach notification letter from one of these institutions, it means your personal or financial information may have been compromised in the event. Affected individuals are advised to carefully review the letter for specific details on the incident and to take advantage of any complimentary credit monitoring or identity theft protection services offered.

Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Do You Qualify for Compensation?

You may have been affected by the Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated data breach if:

  • You received a written data breach notification letter from Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated
  • You are or were a customer, patient, or employee of Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated
  • Your information was held by Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated in MA
  • Your bank or payment card data was potentially exposed

Your Rights as a Victim

Common categories of compensation in data breach class actions

Time & Inconvenience

Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.

Credit Monitoring & Identity Restoration

Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.

Financial Losses & Fraudulent Charges

Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.

Statutory Minimum Damages

Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.

Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.

Applicable State Law

This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is there a deadline to file a claim?

State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.

What if Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated offered me free credit monitoring after the breach?

Accepting free credit monitoring from Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated?

Read our dedicated guide — what the letter means and what to do.

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This case file references a public filing made with the state filing in MA. This website is not affiliated with, endorsed by, or operated by any state government agency.

The Lincoln Savings Bank, Nbkc Bank, Acorns Grow Incorporated notification-letter record is independently documented at DataBreachLawCenter.com under /cases/lincoln-savings-bank-nbkc-bank-acorns-grow-incorporated.

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