This is not junk mail. It is a legal notice that your personal information was exposed in a security incident at Linden Bancshares Inc dba Texana Bank. Here's what it means and what you can do about it.
Linden Bancshares Inc dba Texana Bank filed a breach report with the IN Attorney General
Financial Account, SSN, Date of Birth and 2 other data types may have been exposed
You may be entitled to financial compensation — even if you have not yet experienced any harm
Attorney review is completely free — no fees unless you recover compensation
Financial Account Information
Bank account numbers, routing numbers, or credit/debit card information that can be used for unauthorized transactions.
Social Security Number
Highest risk — can be used to open fraudulent accounts, file false tax returns, or steal your identity entirely.
Date of Birth
Key identity verification data used to open accounts in your name.
Physical Address
Home address exposed — increases risk of physical mail fraud and identity theft.
Email Address
Exposed email addresses are targeted for phishing campaigns.
What They're Offering
What They're Not Telling You
Credit monitoring does not compensate you for the fact that your data was exposed due to inadequate security. Legal action can.
A legitimate data breach notification letter from Linden Bancshares Inc dba Texana Bank should contain all of the following:
Company letterhead
The letter should be from Linden Bancshares Inc dba Texana Bank or a law firm acting on their behalf.
Description of the incident
An explanation of what happened, how systems were accessed, and when the company discovered the breach.
What information was involved
A specific list of the types of personal information that were affected — this should match what was reported to the AG.
What the company is doing
Steps the company claims to have taken to address the breach and prevent future incidents.
Credit monitoring enrollment instructions
An offer of free credit monitoring services, including an enrollment code or a toll-free number.
Contact information
A phone number or address where you can ask questions about the breach.
Read the letter carefully
Note the date of the breach, the exact data types listed, and the offer (if any) of credit monitoring services. Keep the original letter — it may be evidence.
Freeze your credit immediately
A credit freeze at all three bureaus (Equifax, Experian, TransUnion) is free and blocks new credit in your name. Do this before anything else.
Check for unauthorized financial activity
Review 90 days of account statements for unfamiliar transactions. If you find any, dispute them immediately in writing with your bank and file an FTC report.
Consult a data breach attorney
You may be entitled to compensation beyond what the company's offer covers. An attorney can evaluate your specific situation at no charge — the consultation is free and there is no fee unless compensation is recovered.
Affected individuals have pursued and won compensation for:
Class action lawsuits allow groups of affected individuals to pursue claims collectively, increasing leverage and reducing the burden on any one person. There is no cost to you to have an attorney review your case — fees are only collected if there is a recovery.
You May Be Eligible for Compensation
The breach happened. Your next step costs nothing.
Linden Bancshares Inc dba Texana Bank was required by law to notify you. That notice may be your ticket to financial compensation through a class action. Our attorneys review every case for free — no fee unless there is a recovery.
Linden Bancshares Inc dba Texana Bank breach?
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