TX · AG Filing: May 11, 2026
No cost. No obligation. If your data was exposed by MemberSource Credit Union, you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
MemberSource Credit Union was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on May 11, 2026. The breach or discovery date reported in the filing is June 3, 2025.
From the AG filing description
MemberSource Credit Union operates as a member-owned financial institution, providing essential banking services, loans, savings accounts, and mortgages to its customer base across Texas. Because financial institutions serve as the central repository for their members' entire economic lives, MemberSource Credit Union necessarily collects, processes, and stores an extensive volume of highly sensitive personal and financial data. This includes core identifiers required for account creation, credit evaluation, and ongoing banking operations, making the institution an attractive target for malicious actors seeking to exploit institutional vulnerabilities for financial gain. Reports submitted to the Texas Attorney General in 2026 revealed a significant security incident impacting MemberSource Credit Union and its members. While exact technical forensics vary during the initial stages of disclosure, incidents affecting financial institutions typically involve sophisticated cyberattacks such as unauthorized database access, ransomware deployment, third-party vendor compromises, or credential stuffing operations that breach perimeter defenses. Cybercriminals increasingly target the financial sector to bypass encryption protocols and extract deep pools of non-public personal information stored within legacy systems or inadequately secured cloud environments. The data compromised in this breach typically encompasses a dangerous combination of personally identifiable information and sensitive financial records. Exposure of full names, dates of birth, and Social Security numbers creates an immediate and severe risk of identity theft, allowing bad actors to open fraudulent lines of credit, apply for government benefits, or commit tax fraud in the victim's name. Furthermore, the exposure of financial account numbers, routing details, and transaction history provides cybercriminals with the direct intelligence needed to execute unauthorized wire transfers, ACH withdrawals, and sophisticated account takeover schemes that can drain victims' personal savings. As a financial institution operating in the United States, MemberSource Credit Union is bound by stringent regulatory mandates, most notably the Gramm-Leach-Bliley Act (GLBA) and the FTC Safeguards Rule. These federal laws require financial organizations to implement comprehensive administrative, technical, and physical safeguards to protect non-public personal information against foreseeable threats and unauthorized access. The occurrence of a data breach of this magnitude strongly indicates potential failures in maintaining adequate cybersecurity measures, potentially violating these statutory obligations and failing in the fundamental duty of care owed to credit union members. Receiving a data breach notification letter from MemberSource Credit Union is a formal acknowledgment that your private financial and personal information was compromised due to corporate security inadequacies. Legally, the receipt of this notice establishes the concrete injury and standing necessary to participate in a class action lawsuit seeking accountability, restitution, and enhanced protective measures. Affected individuals should know that participating in a class action requires no out-of-pocket expenses, as our firm handles these data breach cases strictly on a contingency fee basis, meaning you pay nothing unless we successfully recover compensation on your behalf.
You may have been affected by the MemberSource Credit Union data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the Texas Identity Theft Enforcement and Protection Act, which mandates notification and establishes your right to seek damages.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from MemberSource Credit Union does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by MemberSource Credit Union during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
Join the Class Action →Use our verification tool to confirm your letter matches this official AG filing.
Verify My Notice LetterThis case file references a public filing made with the state filing in TX. This website is not affiliated with, endorsed by, or operated by any state government agency.
MemberSource Credit Union breach?
Free case review · No fee unless you win