Data BreachInvestigation Open

Nava PBC Data Breach — Official Case File

MA filing|Reported May 9, 2025|7 data types exposed

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Quick Facts

State Filed
MA
Date Reported to AG
May 9, 2025
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameEmail AddressMailing AddressDate of BirthSocial Security NumberGovernment Benefit Program InformationAccount Credentials

How the Breach Occurred

Nava PBC was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, Nava PBC experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.

The data held by Nava PBC — like that of most organizations that collect customer information — represents a comprehensive profile of affected individuals that, once assembled by bad actors, enables a range of fraudulent activities. The value of this data persists long after the breach is publicly disclosed, and vigilance is warranted for years following an exposure.

Nava PBC appears to be a public benefit technology company that builds digital services and infrastructure, often partnering with government agencies and healthcare programs to manage public benefits and administrative systems. In the course of providing these digital platforms, the company typically collects and stores sensitive user information, which may include personal identifiers, application details, and government-administered account credentials. If you received a data breach notification letter, it is because Nava PBC officially reported a security incident to the Massachusetts Attorney General in 2025, confirming that your personal information was potentially compromised. The notification letter is intended to inform you of the incident and provide guidance on steps you can take to protect your information. Please review the specific details in your letter to understand the full scope of what data was involved.

Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Who Was Impacted?

You may have been affected by the Nava PBC data breach if:

  • You received a written data breach notification letter from Nava PBC
  • You are or were a customer, patient, or employee of Nava PBC
  • Your information was held by Nava PBC in MA
  • Your bank or payment card data was potentially exposed

What the Law Gives You

Common categories of compensation in data breach class actions

Time & Inconvenience

Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.

Credit Monitoring & Identity Restoration

Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.

Financial Losses & Fraudulent Charges

Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.

Account Compromise Damages

When login credentials are exposed, the costs of downstream account compromises — password managers, security audits, and recovery costs for hijacked downstream accounts — can be recovered. Courts in recent class actions have awarded damages for credential exposure even without proven misuse.

Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

Applicable State Law

This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Nava PBC?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if Nava PBC offered me free credit monitoring after the breach?

Accepting free credit monitoring from Nava PBC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Nava PBC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Nava PBC?

Read our dedicated guide — what the letter means and what to do.

Read Letter Guide →
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This case file references a public filing made with the state filing in MA. This website is not affiliated with, endorsed by, or operated by any state government agency.

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