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Verify My Notice LetterThis case file references a public filing made with the state filing in CA. This website is not affiliated with, endorsed by, or operated by any state government agency.
New American Funding, LLC was the subject of a data breach notification filed with the CA Attorney General. The AG filing was recorded on February 27, 2026. The breach or discovery date reported in the filing is January 28, 2026.
From the AG filing description
New American Funding, LLC operates as a prominent direct mortgage lender and financial services provider, originating residential home loans and managing refinancing operations across the United States. Because of the core nature of its business, the company collects, processes, and maintains vast quantities of deeply sensitive consumer information. Securing a mortgage requires individuals to submit exhaustive financial profiles, verify employment histories, and provide official government-issued identification. Consequently, New American Funding serves as a central repository for high-value consumer data, making its digital infrastructure an attractive target for malicious cyber actors seeking to exploit financial identities. In 2026, New American Funding, LLC formally reported a data security incident to the California Attorney General, alerting consumers and regulatory authorities that unauthorized parties had breached its network environment. While specific forensic findings vary across enterprise cyberattacks, incidents involving mortgage and financial institutions typically involve sophisticated threat actors infiltrating proprietary loan origination databases, deploying ransomware payloads, or compromising third-party vendor systems linked to the financial pipeline. These attacks often exploit vulnerabilities in legacy network architecture or employ credential-harvesting techniques to bypass perimeter defenses, gaining prolonged, undetected access to internal data repositories. The exposure resulting from this security failure encompasses a dangerous combination of personal identifiers and sensitive financial records. Affected individuals face heightened risks of targeted identity theft, financial account takeover, fraudulent loan applications, and unauthorized credit inquiries. Because cybercriminals obtained core financial identifiers alongside personal background data, victims are vulnerable to sophisticated social engineering campaigns and synthetic identity fraud. The compromise of such intimate financial details leaves consumers uniquely exposed to long-term economic harm, as stolen banking profiles and credit histories cannot be easily reset or replaced once leaked onto illicit forums. As a financial institution operating in California, New American Funding, LLC was bound by rigorous statutory obligations under state privacy frameworks, including the California Consumer Privacy Act (CCPA), as well as federal standards established by the Gramm-Leach-Bliley Act (GLBA) and the Federal Trade Commission Act. These legal mandates require covered entities to implement robust administrative, physical, and technical safeguards to ensure the absolute confidentiality and security of customer financial data. The occurrence of a data breach of this magnitude strongly indicates a failure to maintain adequate security controls, encryption standards, and intrusion detection systems, directly breaching the duty of care owed to consumers. Receiving an official data breach notification letter from New American Funding, LLC serves as formal legal acknowledgment that your confidential information was compromised due to corporate negligence. Under modern class action jurisprudence, the receipt of such notice establishes legal standing to pursue claims against the company for failing to safeguard private records, regardless of whether fraudulent transactions have already manifested on your accounts. Our firm is currently investigating potential class action claims on behalf of all impacted individuals. We handle these complex privacy cases on a strict contingency fee basis, meaning you pay nothing out of pocket, and we only recover fees if we successfully secure a recovery for you.
Under the California Consumer Privacy Act (CCPA), you may have a legal claim against New American Funding, LLC if any of the following apply:
Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Common categories of compensation in data breach class actions
Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.
Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.
Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under California Consumer Privacy Act (CCPA) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from New American Funding, LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by New American Funding, LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Applicable State Law
This breach was reported under the California Consumer Privacy Act (CCPA), which mandates notification and establishes your right to seek damages.
New American Funding, LLC breach?
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