New American Funding, LLC was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on March 3, 2026. The breach or discovery date reported in the filing is January 28, 2026.
Data Exposed
New American Funding, LLC was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on March 3, 2026. The breach or discovery date reported in the filing is January 28, 2026.
New American Funding, LLC operates as a prominent residential mortgage lender and financial services provider, originating and servicing home loans across the United States. Because of its core business operations, the company routinely collects and processes exhaustive financial, personal, and identity-verification records from prospective and current homeowners. To successfully evaluate creditworthiness, process loan applications, and manage escrow accounts, New American Funding gathers intimate details about individuals' financial lives, making it a repository of highly sensitive consumer data. The 2026 security incident reported to the Texas Attorney General highlights the persistent vulnerabilities facing financial institutions and mortgage lenders in the digital age. While specific technical vectors vary in such incidents, breaches within the financial sector typically involve unauthorized access to internal network environments, exploitation of third-party vendor platforms, or sophisticated cyberattacks targeting centralized databases where consumer financial records are stored. These events frequently expose systemic gaps in network security, leaving critical infrastructure open to malicious actors seeking to extract high-value consumer information. In a breach involving a mortgage lender, the exposed data categories generally include full names, Social Security numbers, dates of birth, home addresses, banking and account numbers, and detailed financial histories including credit scores and income verification documents. The exposure of this information creates severe, immediate risks for affected consumers. Social Security numbers and dates of birth form the bedrock of identity theft, enabling bad actors to open fraudulent credit lines, secure unauthorized loans, or drain existing bank accounts. Furthermore, compromised financial account details directly threaten individuals' immediate monetary security through potential account takeover and unauthorized fund transfers. As a financial institution handling sensitive consumer data, New American Funding was bound by stringent legal and regulatory obligations to secure its digital infrastructure. Under federal frameworks such as the Gramm-Leach-Bliley Act (GLBA), alongside state consumer protection laws and common-law negligence standards, financial entities have an affirmative duty to implement robust administrative, technical, and physical safeguards. The occurrence of a significant data breach strongly suggests a failure to maintain these mandated security standards, potentially exposing the company to legal liability for failing to protect consumer privacy. Receiving a formal data breach notification letter from New American Funding serves as official confirmation that your confidential information was compromised due to inadequate corporate security practices. Legally, this notification establishes the necessary standing to participate in a class action lawsuit aimed at holding the company accountable for its security failures. Affected individuals should know that they do not need to demonstrate actual financial loss or identity theft to seek legal recourse, as the increased risk of future harm and the cost of mitigation are actionable injuries. Our firm evaluates and investigates these data breach cases on a contingency fee basis, meaning clients pay no upfront costs or out-of-pocket expenses, and we only collect a fee if we successfully recover compensation on your behalf.
Based on the data types reported, affected individuals face:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
What the Texas Identity Theft Enforcement and Protection Act and federal statutes entitle you to recover:
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from New American Funding, LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by New American Funding, LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
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