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Verify My Notice LetterThis case file references a public filing made with the state filing in NH. This website is not affiliated with, endorsed by, or operated by any state government agency.
New American Funding, LLC was the subject of a data breach notification filed with the NH Attorney General. The AG filing was recorded on July 18, 2025.
From the AG filing description
New American Funding, LLC operates as a prominent residential mortgage banker and financial services provider, originating and servicing home loans across the United States. Because of its core business model, the company routinely collects, processes, and stores vast quantities of highly sensitive personal and financial data from prospective borrowers, current homeowners, and mortgage applicants. This information is indispensable for evaluating creditworthiness, processing loan applications, and managing multi-thousand-dollar transactions, making the institution a centralized repository for deeply personal documentation that cybercriminals actively target. In 2025, New American Funding, LLC formally reported a significant cybersecurity incident to the New Hampshire Attorney General's Office. In the mortgage and financial sector, breaches of this magnitude typically involve sophisticated cyberattacks such as unauthorized access to legacy databases, credential harvesting, or compromises of third-party vendor platforms used for document verification and loan underwriting. These vulnerabilities often allow malicious actors to quietly infiltrate internal networks, extract proprietary files, and exfiltrate consumer data before security systems trigger a response. The exposure of mortgage and financial data creates profound, immediate risks for affected consumers. The compromised information routinely encompasses full names, Social Security numbers, dates of birth, financial account and routing numbers, credit scores, tax documents, and property ownership details. When this sensitive mosaic of information falls into the wrong hands, victims face severe vulnerabilities including catastrophic financial account takeover, unauthorized loan applications opened in their names, tax fraud, and persistent, targeted identity theft that can take years and thousands of dollars to remediate. As a financial institution handling non-public personal information, New American Funding, LLC was bound by rigorous statutory obligations under the Gramm-Leach-Bliley Act (GLBA) and applicable state consumer protection laws. These regulations mandate the implementation of robust administrative, technical, and physical safeguards—including multi-factor authentication, robust encryption standards, and continuous network monitoring—to protect consumer data from unauthorized disclosure. The occurrence of a widespread data breach strongly suggests a systemic failure to maintain these federally and state-mandated security standards, leaving consumer privacy exposed. Receiving an official data breach notification letter from New American Funding, LLC is a formal legal admission that your private records were compromised due to corporate security negligence. Under established legal precedents, this notification provides impacted consumers with the legal standing necessary to participate in a class action lawsuit seeking accountability, monetary damages, and mandatory improvements to corporate data security practices. Our firm evaluates these claims on a strict contingency fee basis, meaning affected individuals pay absolutely nothing out of pocket, and we only collect a fee if we successfully recover compensation on your behalf.
Under the New Hampshire data breach notification law, you may have a legal claim against New American Funding, LLC if any of the following apply:
Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Common categories of compensation in data breach class actions
Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.
Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.
Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.
Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under New Hampshire data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from New American Funding, LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by New American Funding, LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Applicable State Law
This breach was reported under the New Hampshire data breach notification law, which mandates notification and establishes your right to seek damages.
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