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ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC Data Breach — Case File

NE · AG Filing: Jul 13, 2026 · Recently disclosed — legal window is open

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Are You One of the Victims?

You may have been affected by the ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC data breach if:

  • You received a written data breach notification letter from ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC
  • You are or were a customer, patient, or employee of ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC
  • Your information was held by ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC in NE
  • Your bank or payment card data was potentially exposed

What Happened

ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC was responsible for safeguarding the personal data of its customers and employees. According to a NE state filing, ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. This breach was recently disclosed and the window for legal action is open now.

The tech industry's heavy reliance on third-party vendors and cloud services creates extensive attack surfaces. The ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC breach may have originated through a compromised vendor, misconfigured cloud storage, or a phishing attack targeting internal systems. Affected users should monitor closely for downstream account compromises.

One Source Payment Holdings Inc, doing business as Direct Payment Systems LLC, appears to be a financial services and payment processing company specializing in merchant services and transaction management. In the course of their business operations, they typically collect and store sensitive financial and personal information, including names, Social Security numbers, banking details, and account numbers necessary for processing payments. The data breach was officially reported to the Nebraska Attorney General in 2026, prompting the organization to issue formal notification letters to all impacted individuals. If you received one of these letters, it indicates that your personal or financial data may have been compromised in the security incident. Review the notification letter carefully for specific details regarding the event and instructions on how to access complimentary credit monitoring services.

Exposed Data — What's at Risk

Based on the data types reported in this filing:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Quick Facts

State Filed
NE
Date Reported to AG
Jul 13, 2026
Date of Breach
Not disclosed
Records Affected
Not disclosed
Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameSocial Security NumberDate of BirthAccount NumberFinancial Account InformationRouting NumberAddressContact Information

What the Law Gives You

Common categories of compensation in data breach class actions

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Statutory Minimum Damages

Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.

Applicable State Law

This breach was reported under the Nebraska Financial Data Protection and Consumer Notification of Data Security Breach Act, which mandates notification and establishes your right to seek damages.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC?

No. Under Nebraska Financial Data Protection and Consumer Notification of Data Security Breach Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is there a deadline to file a claim?

State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.

What if ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC offered me free credit monitoring after the breach?

Accepting free credit monitoring from ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from ONE SOURCE PAYMENT HOLDINGS INC dba Direct Payment Systems LLC?

Read our dedicated guide — what the letter means and what to do.

Read Letter Guide →
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This case file references a public filing made with the state filing in NE. This website is not affiliated with, endorsed by, or operated by any state government agency.

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