TX · AG Filing: Sep 29, 2026 · Recently disclosed — legal window is open
No cost. No obligation. If your data was exposed by PDCM Insurance, you may be entitled to financial compensation.
Start Free Review →Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
PDCM Insurance was the subject of a data breach notification filed with the TX Attorney General. The AG filing was recorded on September 29, 2026. The breach or discovery date reported in the filing is August 3, 2026.
From the AG filing description
Operating at the intersection of risk management and personal finance, PDCM Insurance functions as a trusted provider of comprehensive coverage solutions, including property, casualty, life, health, and commercial policies. Because insurance agencies serve as centralized repositories for highly confidential information, PDCM Insurance routinely collects and maintains extensive dossiers on its policyholders, corporate clients, and prospective applicants. To accurately underwrite policies, process claims, and administer benefits, the firm must acquire deep personal insights that extend far beyond standard contact details, positioning itself as a custodian of immense financial and personal sensitivity. In 2026, a security incident impacting PDCM Insurance was formally reported to the Office of the Texas Attorney General, sending notifications to thousands of affected individuals. While organizations often attribute such disruptions to sophisticated cyberattacks—such as ransomware deployment, credential harvesting, or unauthorized intrusions into legacy database systems—the operational reality remains that perimeter defenses failed to repel unauthorized actors. Incidents targeting insurance entities typically involve the exploitation of vulnerabilities within digital storage environments, third-party vendor platforms, or employee access portals, allowing malicious third parties to dwell undetected and extract massive volumes of private records. The exposure resulting from the PDCM Insurance breach involves categories of data that carry severe, long-term risks for victims. Policyholder files commonly contain full legal names, dates of birth, Social Security numbers, driver's license details, home addresses, banking and routing information for premium deductions, and detailed underwriting or claims histories. When Social Security numbers and financial account details are compromised, victims face an immediate and persistent threat of financial account takeover, fraudulent loan applications, and identity theft. Furthermore, the inclusion of specific insurance policy numbers and claims records exposes individuals to targeted phishing schemes and medical or insurance fraud, where bad actors utilize proprietary policy data to impersonate agents or intercept insurance payouts. As a commercial entity handling sensitive consumer and financial records, PDCM Insurance was bound by strict legal duties to secure its network infrastructure and maintain robust cybersecurity protocols. Under Texas law, including the Texas Identity Theft Enforcement and Protection Act and general common-law principles of negligence, businesses that collect personal information have an affirmative duty to implement reasonable security measures and protect data from unauthorized disclosure. The occurrence of a widespread data breach strongly suggests that these legal obligations were breached, potentially through inadequate encryption standards, delayed patching schedules, insufficient employee cybersecurity training, or the failure to properly vet third-party software integrations. For individuals who have received an official data breach notification letter from PDCM Insurance, this document serves as formal legal acknowledgment that your private information was compromised due to corporate negligence. Legally, the receipt of this notice establishes standing to participate in class action litigation aimed at holding the company accountable for its security lapses. Importantly, affected class members do not need to demonstrate actual financial loss or identity theft to seek legal redress; the increased risk of future harm and the cost of mitigation are actionable injuries. Our firm handles these complex class action cases on a strict contingency fee basis, meaning you pay absolutely nothing out of pocket, and we only recover fees if we successfully secure a recovery on your behalf.
You may have been affected by the PDCM Insurance data breach if:
Common categories of compensation in data breach class actions
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
Applicable State Law
This breach was reported under the Texas Identity Theft Enforcement and Protection Act, which mandates notification and establishes your right to seek damages.
No. Under Texas Identity Theft Enforcement and Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from PDCM Insurance does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by PDCM Insurance during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Learn how to participate in the class action and what compensation you may be entitled to.
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