InsuranceInvestigation Open

Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company Data Breach

Insurance companies like Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company hold comprehensive financial and health records that are especially valuable to identity thieves. According to a NH state filing, Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company experienced a data security incident affecting an undisclosed number of individuals, exposing Social Security Numbers and financial account data. Legal proceedings relating to this breach are ongoing.

NH
State Filed
Jul 25, 2025
AG Filing Date
Unknown
Records Affected

Data Exposed

SSNDate of BirthFinancial AccountAddressEmail

Tell Us About Your Notice Letter

Received a data breach notification letter? Fill out the form — an attorney will review your mailing and contact you. No cost, no obligation.

Start typing to find a matching case, or enter a company not yet listed.

Attach a copy of your data breach notification letter. Accepted: PDF, JPG, PNG — max 10 MB.

No attorney-client relationship is created by submitting this form. Attorney Advertising.

About This Security Incident

Insurance companies compile some of the most detailed personal profiles in private industry — combining financial, medical, employment, and property records into a single file. A breach at Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company therefore exposes data across multiple risk categories simultaneously. This breadth of exposure is what makes insurance-sector breaches particularly severe.

What's at Risk for You

Based on Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company's industry, affected individuals typically face:

Identity Theftcritical risk

Exposed Social Security Numbers can be used to open fraudulent credit accounts, file false tax returns, and commit federal benefits fraud — often for years before detection.

Financial Fraudcritical risk

Exposed bank and card information allows direct account draining, unauthorized purchases, and fraudulent wire transfers. Act immediately if you notice unfamiliar charges.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Targeted Phishingmedium risk

Your email being connected to this breach makes you a high-value phishing target. Watch for impersonation attempts referencing the company or the breach.

Who Was Impacted?

  • You received a written data breach notification letter from Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company
  • You are or were a customer, patient, or employee of Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company
  • Your information was held by Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company in NH
  • Your Social Security Number may have been compromised
  • Your bank or payment card data was potentially exposed

What the Law Gives You

What the New Hampshire data breach notification law and federal statutes entitle you to recover:

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company?

No. Under New Hampshire data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company offered me free credit monitoring after the breach?

Accepting free credit monitoring from Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company?

What it means and what to do next.

Letter Guide →

Progressive Direct Insurance Company, Progressive Northern Insurance Company and Progressive Universal Insurance Company breach?

Free case review · No fee unless you win

Call Now
Made with AI in Macaly