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Verify My Notice LetterThis case file references a public filing made with the state filing in IN. This website is not affiliated with, endorsed by, or operated by any state government agency.
SCF Realty Funding LLC was the subject of a data breach notification filed with the IN Attorney General. The AG filing was recorded on September 18, 2026. The breach or discovery date reported in the filing is July 15, 2026.
From the AG filing description
SCF Realty Funding LLC operates within the specialized commercial and residential real estate finance sector, acting as a bridge between borrowers, investors, and institutional capital markets. As a prominent real estate financing and investment firm, the company facilitates complex property acquisitions, development loans, mortgages, and equity placements. To perform these financial transactions, evaluate creditworthiness, and comply with strict federal lending regulations, SCF Realty Funding LLC routinely collects, processes, and stores an extensive volume of highly sensitive personal and financial data from its clients, investors, and loan applicants across Indiana and nationwide. In 2026, SCF Realty Funding LLC formally reported a significant security incident to the Indiana Attorney General, alerting consumers and regulatory bodies to an unauthorized compromise of its digital infrastructure. While investigations into corporate data breaches typically reveal sophisticated cyberattacks such as ransomware deployments, unauthorized database intrusions, or credential-stuffing exploits against legacy networks, incidents affecting financial institutions often stem from vulnerabilities in third-party vendor integrations or unsecured cloud storage repositories. In the context of real estate finance, where vast amounts of transactional data flow between borrowers, title companies, and lenders, any lapse in network perimeter defense can provide malicious actors with unfettered access to internal servers containing confidential consumer records. The data compromised in the SCF Realty Funding LLC security incident encompasses a dangerous combination of personally identifiable information (PII) and deep financial credentials. Exposed records typically feature full legal names, dates of birth, Social Security numbers, home addresses, banking account numbers, routing numbers, and detailed property valuation or mortgage underwriting documentation. The exposure of this specific data creates severe, long-term risks for affected individuals. Social Security numbers and financial account details can be weaponized by bad actors to orchestrate identity theft, unauthorized credit card applications, fraudulent wire transfers, and tax refund scams. Furthermore, because real estate transactions involve large sums of money and sensitive closing documents, compromised victims face heightened threats of targeted phishing campaigns and financial account takeover. As a financial services entity handling consumer credit and personal financial data, SCF Realty Funding LLC was bound by rigorous legal obligations to safeguard this sensitive information. Under the Gramm-Leach-Bliley Act (GLBA), the Federal Trade Commission (FTC) Safeguards Rule, and applicable Indiana state data protection statutes, financial institutions are legally mandated to implement comprehensive administrative, technical, and physical safeguards to protect customer records. These standards require robust data encryption, continuous network monitoring, strict multi-factor authentication, and regular vulnerability assessments. The occurrence of a data breach of this magnitude serves as a strong indication that SCF Realty Funding LLC may have failed to maintain these required security protocols, potentially breaching its statutory and common-law duties of care to its clients. Receiving a data breach notification letter from SCF Realty Funding LLC is a formal legal admission that your confidential information was exposed due to corporate negligence. Under modern class action jurisprudence, affected consumers do not need to wait until they experience actual financial loss or identity theft to seek legal recourse; the increased and imminent risk of future harm resulting from the exposure of sensitive PIV and financial data is sufficient to establish legal standing. Our class action law firm is actively investigating potential legal claims against SCF Realty Funding LLC to hold the company accountable for failing to protect consumer privacy. We handle all data breach cases on a contingency fee basis, meaning you pay absolutely nothing out of pocket, and we only recover fees if we successfully secure a settlement or judgment on your behalf.
Under the Indiana data breach notification law, you may have a legal claim against SCF Realty Funding LLC if any of the following apply:
Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Common categories of compensation in data breach class actions
Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.
Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.
Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under Indiana data breach notification law and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
State statutes of limitations for data breach claims typically run 2–4 years from the date of the breach or its discovery. Because this breach was recently disclosed, the window is open — but acting early preserves your options and strengthens the case.
Accepting free credit monitoring from SCF Realty Funding LLC does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by SCF Realty Funding LLC during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Applicable State Law
This breach was reported under the Indiana data breach notification law, which mandates notification and establishes your right to seek damages.
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