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Verify My Notice LetterThis case file references a public filing made with the state filing in OR. This website is not affiliated with, endorsed by, or operated by any state government agency.
Union Home Mortgage Corp. was the subject of a data breach notification filed with the OR Attorney General. The AG filing was recorded on September 11, 2025. The breach or discovery date reported in the filing is May 27, 2025.
From the AG filing description
Union Home Mortgage Corp. operates as a prominent residential mortgage lending and financial services institution, guiding individuals and families through the complex process of purchasing and refinancing real estate. Because of its core function in the housing market, the company routinely collects and processes an immense volume of deeply sensitive financial and personal documentation. To underwrite loans, verify creditworthiness, and close real estate transactions, Union Home Mortgage Corp. must acquire comprehensive dossiers on its clientele, positioning itself as a central repository for high-value personal identifiable information. In 2025, the company reported a significant data security incident to the Oregon Attorney General, signaling a critical breakdown in its digital defenses. Incidents affecting financial institutions and mortgage lenders typically involve sophisticated cyberattacks, such as unauthorized intrusions into centralized loan origination databases, credential stuffing attacks, or compromises of third-party vendor platforms used for document storage and transmission. In many cases, these breaches expose the underlying infrastructure that houses decades of borrower archives, leaving vast amounts of confidential consumer records vulnerable to exfiltration by malicious actors. The exposure of mortgage-related data creates severe, long-term risks for affected individuals. A compromise at this scale typically exposes full names, Social Security numbers, dates of birth, home addresses, banking and routing numbers, tax returns, and comprehensive credit history records. When Social Security numbers and financial account details are leaked in tandem with income and employment verification documents, bad actors gain the exact blueprint needed to execute devastating financial fraud, mortgage fraud, tax refund theft, and account takeover schemes. Victims face an immediate and ongoing threat of unauthorized credit applications opened in their names and draining of their liquid financial assets. As a financial institution handling sensitive consumer data, Union Home Mortgage Corp. is bound by stringent regulatory frameworks, most notably the Gramm-Leach-Bliley Act (GLBA) and the Federal Trade Commission (FTC) Act, alongside state-level data protection statutes. These laws mandate rigorous administrative, technical, and physical safeguards to ensure the absolute confidentiality and security of customer records. A data breach of this nature strongly indicates a failure to maintain adequate security controls, such as failing to implement multi-factor authentication, inadequate encryption standards, or lagging vulnerability patch management, directly breaching the duty of care owed to consumers. Receiving a data breach notification letter from Union Home Mortgage Corp. is a formal acknowledgment that your private financial and personal information was compromised due to corporate negligence. Legally, this notification establishes the foundational standing necessary to participate in a class action lawsuit seeking accountability, restitution, and enhanced protective measures. Importantly, affected consumers do not need to prove that they have already suffered actual financial loss or identity theft to seek legal redress; the increased risk of future harm is sufficient. Our firm evaluates these cases on a contingency fee basis, meaning there are never any out-of-pocket costs or fees unless we successfully recover compensation on your behalf.
Under the Oregon Consumer Information Protection Act, you may have a legal claim against Union Home Mortgage Corp. if any of the following apply:
Based on the data types reported in this filing:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Common categories of compensation in data breach class actions
Courts recognize that the time spent monitoring accounts, placing credit freezes, and dealing with the aftermath of a breach has real economic value. This category of damages is recoverable even without direct financial loss.
Professional credit monitoring services cost $10–$40 per month. Identity theft restoration services, if needed, can cost hundreds of hours and thousands of dollars. Courts have awarded these costs as direct damages in SSN breach cases.
Direct financial losses resulting from the breach — unauthorized charges, fraudulent transfers, or fees incurred through fraud — are recoverable as compensatory damages. Banks may reverse some charges; a class action recovers the remainder and associated costs.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
Note: an attorney general breach filing does not by itself establish a settlement fund, a payment amount, or a claim deadline. If an official settlement notice is later issued, rely on that notice for payment details and deadlines.
No. Under Oregon Consumer Information Protection Act and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from Union Home Mortgage Corp. does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Union Home Mortgage Corp. during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Applicable State Law
This breach was reported under the Oregon Consumer Information Protection Act, which mandates notification and establishes your right to seek damages.
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